Many travelers, even some of our guests here in Grupo Mayan resorts, make the common mistake of not getting travel insurance before they embark on a vacation package. An untoward incident can occur while traveling which will result to considerable inconvenience to you and ruin a perfectly good vacation.
According to our Grupo Mayan travel experts, travel insurance should be laid down when a trip is booked, which can give you coverage for the duration of the trip. These insurances can be obtained through the help of travel agents, travel insurance companies or even the travel suppliers and companies. Any forms of travel can be covered, even a full-package vacation package in one of our Grupo Mayan resorts.
Our Grupo Mayan experts compiled the following information describing some of the common insurance risks that can be covered by travel insurances.
- Medical Expenses: One of the more common risks when traveling abroad, travel insurance can cover some medical expenses incurred while on vacation like flu or stomach illness. Pre-existing chronic illnesses or diseases like heart ailments are not covered by travel insurance.
- Emergency evacuation: Unexpected and uncontrollable events can happen in a destination country for your travel vacation. This includes natural calamities, war or a coup. Our Grupo Mayan experts recommend having travel insurance that will cover such events where travelers have no control of whatsoever.
- Overseas Funeral Expenses: Tragic mishaps or unfortunate loss can occur to a family or an individual, even when on vacation. Having this coverage can save you and your family the additional difficulty of paying for this and make the situation even worse. It can be grim but our Grupo Mayan experts say that this is a necessity.
- Accidental injury, dismemberment or even death: These are other tragic mishaps that may occur while on vacation, and would be very convenient of covered by the travel insurance.
- Cancellation: There may be cases when a plane or even a hotel is suddenly cancelled for whatever reason. Our Grupo Mayan experts says to be prepared for all that by having travel insurance that will cover you so will not have to worry about staying the airport for the rest of the day. This coverage also includes curtailment and delayed departures.
- Delayed or lost luggage or personal possessions: Lost baggage, documents and even money can be covered, preventing you from going through all the hassles of going through all that.
- Rental car damage excess: Although rental cars have inclusive insurance, excessive or complete loss in the event of an accident may not be covered. It would be great to have this included in the travel insurance coverage.
